Broker Check


Whether it's new legislation, mergers, geopolitics or pandemics; our economic conditions are constantly shifting. Here are some insights on the changing investment world. If you ever have questions or want to discuss something further, give our office a call.

Thursday, April 4, 2024

Linked below is our April newsletter explaining short-term interest vehicles, we hope you find it useful. April Monthly Money Guide

Friday, March 8, 2024

Wall Street keeps asking, “When will the Fed start cutting interest rates?” But perhaps the better question is, “What is the Fed looking for before it would consider cutting interest rates?” As you may recall,...

Tuesday, March 5, 2024

Have you ever thought about whether it is better to use excess cash to overpay your mortgage or to invest? We discuss this topic and more in our March newsletter linked below. March 2024 Monthly Money Guide

Monday, February 5, 2024

Linked below is our February newsletter discussing gifting. We hope you enjoy! February Monthly Money Guide

Thursday, January 4, 2024

Linked below is our January newsletter with information on the 2024 retirement plan contribution limits.  January Monthly Money Guide We wish you a joyful year ahead!

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Tuesday, December 5, 2023

We hope you enjoy our latest newsletter featuring the monthly money topic of Roth conversions. December Monthly Money Guide Happy Holidays from your CGW team!

Monday, November 13, 2023

The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels. Individual Retirement...

Thursday, November 2, 2023

Linked below is our monthly newsletter. We hope you enjoy! November 2023 Monthly Money Guide

Tuesday, October 31, 2023

Cetera Investment Management goes six feet deep into the foundation of housing for their Halloween special commentary, “The Haunted Housing Market.” Many homeowners still have nightmares from the Great Financial Crisis...

Thursday, October 19, 2023

You may have heard the idea that the Fed is trying to “thread a needle” with the economy by raising interest rates to slow growth but not cause a recession. Well, we’re at crunch time with that plan. We’re at...

Tuesday, October 3, 2023

October 2023 Monthly Money Guide Attached is our most recent newsletter. We hope it finds you well and enjoying fall!

Thursday, September 28, 2023

Have you ever heard the expression, "If you love sausages, never watch how they're made?" The same is true of stock prices. Warren Buffett once said, "I would tell [investors], don’t watch the market closely."

Friday, September 15, 2023

As we approach the back-to-school season, I wanted to discuss an important topic that might be on your mind: the cost of education. Whether you have children or grandchildren preparing for college or considering furthering your...

Wednesday, September 13, 2023

September 2023 Monthly Money Guide Attached is our most recent newsletter. We hope it finds you well and ready for the fall season.

Monday, August 7, 2023

August 2023 Monthly Money Guide Attached is the August issue of our Monthly Money Guide. We hope you are enjoying summer!

Monday, July 31, 2023

Sometimes, a picture is worth 1,000 words. So I decided to include an image of the June Consumer Price Index (CPI) report to help put inflation in better perspective: Core CPI, which excludes volatile food and energy prices, rose just...

Monday, July 10, 2023

July 2023 Monthly Money GuideAttached is the July Issue of our Monthly Money Guide. We hope you are enjoying summer!

Tuesday, June 6, 2023

June 2023 Monthly Money GuideAttached is our first issue of our monthly newsletter, we hope you enjoy the content.

Thursday, May 25, 2023

In the latest commentary from Cetera Investment Management, “Stay on Track: Why You Shouldn’t Get Derailed by This Market Environment.” It’s been a challenging year and a half for investors, but it’s...

Tuesday, April 11, 2023

Recently, you may have seen reports that the so-called “depletion date” for Social Security was adjusted. This refers to the predicted date when the long-running program will no longer be able to pay full benefits.Barring...

Tuesday, April 4, 2023

At one time, retirement accounts were straightforward. These days, there are many retirement account options, leading to confusion and questions. Let’s review some key differences between sponsored retirement accounts and...

Monday, March 27, 2023

Even the most thought-out financial strategy may need to be adjusted for unexpected events, such as changes to your family life or career, or shifts in your family priorities. These are important opportunities for us to connect and...

Monday, March 13, 2023

In their latest commentary, the Cetera Investment Management Team explains the two California bank closures. Unlike 2008, these were liquidity events and not solvency events. These banks were unique in that their customer bases were...

Tuesday, March 7, 2023

One of my favorite Warren Buffett quotes is, “Remember that the stock market is a manic depressive.”What he’s suggesting is that stock prices can sometimes swing wildly from day to day in response to even minor news....

Thursday, January 19, 2023

The December inflation report had some encouraging news. It showed that consumer prices trended lower for the month, but more importantly, it confirmed that overall prices have been trending lower for the past six months.Now the ball...

Tuesday, January 3, 2023

Congress spent the final days of 2022 on new reforms designed to help Americans save more for retirement.You may hear the changes called SECURE Act 2.0, which is a follow-up to the Setting Every Community Up for Retirement Enhancement...

Wednesday, November 16, 2022

Plan for Your FutureYou may have considered all the fun things you will do in retirement – travel, take up a new hobby or spend more time with your family – but well before your official retirement, it’s a good idea...

Monday, November 14, 2022

October's Consumer Price Index (CPI) had some encouraging news for investors, but others asked, "Is this a game changer or another head fake?"While it's a bit early to know the answer, it was great to see that inflation rose at a...

Monday, November 7, 2022

You may have heard the phrase “contrarian investing,” but did you know that one of the most reliable contrary indicators is individual investors?Retail investors often do the wrong thing at the wrong time. But this year,...

Tuesday, November 1, 2022

The Internal Revenue Service has released new limits for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels.Individual Retirement...

Monday, October 17, 2022

Traditionally, I’ve been a little cautious when people say, “it’s different this time.” After all, the past few years have seen more financial “firsts” than most.But despite that skepticism, this...

Tuesday, September 20, 2022

Believe me, everyone on Wall Street wants inflation to go away, or at least shrink back to below 2%, a level we enjoyed not so long ago.But Tuesday's Consumer Price Index report showed it might be some time before we see 2% again....

Wednesday, August 31, 2022

Have you heard? The Inflation Reduction Act was signed into law on Tuesday, August 16. While the $430 billion package includes many provisions, I thought I’d highlight three key areas where you may benefit the most.Tax credits...

Monday, August 8, 2022

Weekly RecapAugust 1-5, 2022 RecapStocks Advance Third WeekStrong Jobs Data Trims Weekly GainThe S&P 500 posted fraction gains last week after an unexpected strong July payrolls report on Friday. The economy added 528,000 new jobs last...

Monday, August 1, 2022

Undaunted by another Fed rate hike and news of a contracting economy, the stock market rallied last week on better-than-expected corporate earnings.The Dow Jones Industrial Average increased 2.97%, while the Standard & Poor’s 500...

Tuesday, July 26, 2022

If you’re trying to get an inside edge on Wall Street, you’re probably paying attention to an array of stats and measurements. But there’s one indicator you might be overlooking.I’m talking about the...

Thursday, July 14, 2022

The SECURE Act of 2019 represented the biggest update to retirement law in over a decade. Now, Congress is deliberating on what “SECURE 2.0” legislation might entail.In March, the House passed the Securing a Strong...

Tuesday, June 14, 2022

Summer’s here, and the time is right for vacations, outdoor activities, and fun. It’s also a good time to consider a few financial matters. Here are some questions to ask yourself mid-year.Goals still the same for 2022? Has...

Monday, May 23, 2022

Monday, May 16, 2022

Tuesday, May 10, 2022

Thursday, May 5, 2022

Thursday, April 7, 2022

Wednesday, March 30, 2022

Monday, March 14, 2022

Tuesday, March 8, 2022

Friday, February 18, 2022

Monday, February 7, 2022

Thursday, January 27, 2022

Monday, January 24, 2022

Thursday, January 6, 2022

Monday, December 13, 2021

Thursday, October 14, 2021

On October 13, 2021, the Social Security Administration (SSA) officially announced that Social Security recipients will receive a 5.9 percent cost-of-living adjustment (COLA) for 2022, the largest increase in four decades. This...

Friday, October 8, 2021

Healthcare can be one of the priciest yet essential parts of life’s journey. And yet, many struggle to utilize the financial tools that may help. Take Health Saving Accounts (HSAs), for example.In 2019, 55% of those with HSAs...

Thursday, September 23, 2021

Most likely, you’ve heard what’s brewing in Washington, D.C., called by one of these names.The Build Back Better Act. Or the $3.5 trillion budget reconciliation bill. Or the Jobs and Economic Recovery Plan for Working...

Thursday, September 16, 2021

The most recent stats on corporate dividends suggest that global companies are bullish on the world’s economic recovery.Dividends paid to investors are on track to hit $1.4 trillion this year and are expected to stretch even...

Thursday, September 2, 2021

Are you having a tough time keeping track of inflation's mixed signals? You’re not alone.Consumer prices in July climbed at their fastest rate since August 2008. Worse, producer prices, which can be an indicator of future price...